COLLEGE STUDENTS DON'T EVER BUY A TEXTBOOK AGAIN!!!!

SORRY I HAVEN'T BLOGGED LATELY I'VE BEEN SUPER BUSY GETTING SITUATED IN SOUTH CAROLINA.  YUP I AM PRESENTLY HERE WORKING AT A NEW RADIO STATION.  AT THE SAME TIME I AM GOING FINISHING UP MY DEGREE ONLINE.  TO MY SURPRISE I WAS ABSOLUTELY SHOCKED AT HOW MUCH TEXTBOOKS ARE.   I FORGOT HOW COLLEGE TEXTBOOKS CAN BE SOOOOO EXPENSIVE!  FOR ONLY THREE COURSES LAST SESSION I SPENT $500 DOLLARS!!!! THREE BOOKS!!!  ABSOLUTELY RIDICULOUS!  WELL, NOT TO LONG AGO I FOUND OUT ABOUT RENTING TEXTBOOKS!

THERE'S LOT OF DIFFERENT SITES THAT OFFER THIS SERVICE AT UP TO 85% OFF THE LISTING PRICE OR WHAT THE BOOKSTORE CHARGES.  MOST DO FREE SHIPPING AND HAVE FROM 45 DAY TO 120 DAY RENTALS.  I FOUND A BOOK I NEEDED FOR $15 BUCKS!!!!!!! IF I WOULD OF BOUGHT IT THROUGH THE SCHOOL BOOKSTORE THEY WOULD OF CHARGED ME $126!

THAT IS SUCH A HUGE SAVINGS!!!!  PARENTS IF YOU HAVE KIDS IN SCHOOL IMAGINE HOW MUCH MONEY YOU ARE GOING TO SAVE IN 4 YEARS!!  THAT'S A VACATION OR A CHANEL BAG! ;)

HERE ARE THE TOP WEBSITES FOR TEXTBOOK RENTING!

WWW.BOOKRENTER.COM

WWW.COLLEGEBOOKRENTER.COM

WWW.CHEGG.COM
DISCOUNT CODE FOR 11% OFF USE CC112479

WWW.ECAMPUS.COM

WWW.SKOOBIT.COM


ENJOY YOUR SAVINGS TRICK!


JOCELYN LA DIVA

NO NEED TO EXPOSE THOSE TOES!

 FLATS ARE ALL THE RAGE THIS SEASON!

SO IF YOU HAVEN'T HAD A CHANCE TO GET THAT PEDICURE OR DON'T WANT PEOPLE TO SEE THE BUNIONS THEN JUMP UP DARLING BECAUSE IT IS ALL ABOUT GREAT LOOKING FLATS IN ALL DIFFERENT STYLES.  YOU CAN WEAR FLATS WITH YOUR JEANS, SPRING DRESSES AND CUTE OUTFITS.  MANY FLATS NOW ARE REALLY ORNATE WITH LOTS OF EMBELISHMENTS AND BLING!  ALSO, SOME HAVE LACES, DESIGNER LOGOS, AND EVEN HOT JELLY ONES.  THEY CAN BE COSTLY SO HOW DO YOU GET A NICE COLLECTION WITHOUT SPLURGING??

HONEY I HAVE THE ANSWERS!  HERE ARE A FEW LINKS TO WEBSITES AND STORES THAT HAVE ADORABLE AND FABULOUS FLATS VERY AFFORDABLE!  CHECK IT OUT!

http://www.overstock.com/Clothing-Shoes/Flats/2749/subcat.html

 http://www.hottopic.com/hottopic/Shoes/Flats.jsp

http://www.target.com/Flats-Womens-Shoes/b?ie=UTF8&node=3429561 - GREAT PRICES HERE!

http://www.aldoshoes.com/us/women/shoes/flats

http://www.like.com/shoes/flat_clearance?SID=GOO&CID=GBSHOdef9ba698ef91cda
 
FOR THE DESIGNER GIRL!
http://www.zappos.com/womens-flats

FABULOUS IN FLATS!!!!!!!

JOCELYN LA DIVA

FABULOUS MAKE-UP BRUSHES SET FOR UNDER $20 BUCKS!

OH MY GOD! I FOUND A GREAT MAKE-UP BRUSH SET IN GREENVILLE, SOUTH CAROLINA'S TARGET!  YEAH THAT IS WHERE I AM PRESENTLY!  IT IS NOT EASY BEING FABULOUS AND A DIVA ;)

MY GREAT BUY WAS THE:

Sonia Kashuk® Out of the Woods 6-pc. Brush Set

$19.99

THIS IS AN ABSOLUTE GREAT BRUSH SET AND IT IS ONLY 19.99!!!!  AND IT ALSO COMES WITH A CLUTCH!  TOO CUTE AND YUP YOU KNOW IT - FROM TARGET!!!!!!!!

NO NEED TO BUY ONE BRUSH FOR OVER $30 DOLLARS.  THIS BRUSH IS GREAT QUALITY AND BRINGS ALL THE BRUSHES YOU NEED FOR YOUR MAKE-!UP APPLICATION.  WELL EXCEPT FOR THE FOUNDATION.

YOU CAN ALSO ORDER IT ONLINE AT WWW.TARGET.COM

ENJOY!

JOCELYN LA DIVA

$150 Haircut for $20 Bucks or Free!

Well, the Spring is here - My Allergies are killing me however, Spring means new beginnings.   New clothes, shoes and refreshing your hair style is a must!  Your Hair is sooo important!  I don't care how much you spend on your clothes, car and shoes but honey if you have a bad haircut you can not be Ms. Fabulosity for the Spring.  A great haircut moves and hardly needs much styling.  It really makes a difference in how you look.  A Great Haircut is an essential part of being fabulous!   You ever see all the celebrities they always have great hair!  Well, that starts with an expensive haircut!  I know it can be sooo expensive.  NO WORRIES - LA DIVA to the rescue!  The way to get a TOP Precision $150 haircut is to be a HAIR MODEL for a Top Salon - Well known.  My favorite - VIDAL SASSOON!!!  They have one in NYC, MIAMI BEACH and LOS ANGELES.  They also have others, you have to check out their website.  You can also check craigslist from your area.  In search area type in HAIR MODEL.  Then submit or call.  You almost always get to pick how you want your cut.  With Top Salons they use models to refresh their already veteran Hair Dressers with new and updated ways to cut.  Some don't charge you at all and the most I've paid is $20 bucks!

You can also ask about coloring!!!!  Ladies I never never do the cheap haircuts or coloring - I always do the Hair Modeling!!!!!

Awwwww to be Fabulous and not have to dig dip.  I love it!

Jocelyn La Diva

SKINCARE ON A BUDGET CONTINUED!!

SCRUBS -

ORIGINS NEVER A DULL MOMENT IS A GREAT SCRUB YOU CAN USE EVERYDAY!  IT IS GENTLE AND MAKES YOUR SKIN GLOW!  I KEEP THIS IN THE SHOWER AND USE IT EVERY DAY WHILE TAKING A SHOWER. $18.50 AT  BONTON.COM

AWARD WINNING SKIN BRIGHTENING SCRUB FROM AVEENO IS WONDERFUL AND ONLY $6 BUCKS!








ACNE TREATMENT  -

IT'S  ALL ABOUT MARIO BADESCU - SO MANY CELEBRITIES USE THESE PRODUCTS (I.E. JENNIFER ANISTON, OPRAH, EVA LONGORIA AND MANY MANY MORE!)  THE QUALITY IS GREAT AND ALL THEIR PRODUCTS ARE VERY AFFORDABLE.  THEY HAVE SPECIFIC REGIMENS FOR OILY, DRY OR COMBINATION SKIN WITH ACNE PROBLEMS.   ALL THE PRODUCTS ARE NO MORE THAN $17 BUCKS EACH. 
FOR JUST ONE OR TWO PIMPLES YOU CAN USE THEIR WORLD FAMOUS PINK DRYING LOTION!  THIS IS A WONDERFUL PRODUCT FOR IMMEDIATE DRYING OF A PIMPLE.

YOU CAN FIND THESE PRODUCTS ON THEIR WEBSITE WWW.MARIOBADESCU.COM  OR NORDSTROMS



















FOR OILY SKIN:

Vichy Laboratoires NormaDerm Pro Mat Oil-Free Lotion SPF 15 ($21) noticeably reduces midday shine and helps hold makeup in place all day.
FOR IMMEDIATE MATTIFYING

FOR IMMEDIATE SHINE CONTROL TRY - Boots Expert Shine Control Papers. $4.49 – drugstore.com or at Target.







FOR DRY SKIN:

VASELINE!!! I KNOW THIS SOUNDS CRAZY BUT IT REALLY WORKS FOR DRY SKIN.  USE VERY VERY LITTLE!  AND IT IS SOOO CHEAP AND DON'T FORGET ADD SOME VITAMIN E OIL.

FOR COMPLETE DRY SKIN TREATMENT TRY Signature Club A's Precious Moroccan Argan Oil!  THIS LINE ONLY SELLS AT http://www.hsn.com/.  THEY ALWAYS HAVE GREAT DEALS FOR THE ENTIRE SKINCARE SYSTEM AND THEY ALSO OFFER EASY PAY!!!!  THIS MOROCCAN ARGAN OIL IS FABULOUS FOR DRY SKIN.  NO NEED TO SPEND HUNDREDS AT THE DEPARTMENT STORES TO CARE FOR YOUR DRY SKIN.




FACIALS

GO TO A BEAUTY SCHOOL!!!  HAVE A STUDENT ABOUT TO GRADUATE PRACTICE ON YOU.  YOU CAN GET A GREAT FACIAL FOR SUPER CHEAP.  GO ONLINE TYPE IN YOUR ZIP CODE AND SEARCH FOR ESTHETICIAN CLASSES IN YOUR TOWN.

Avon Anew Clinical Advanced Dermabrasion System ($28) has an adjustable dial so you can choose your scrubbing intensity.

















HERE IS A LIST OF STORES AND WEBSITES WITH TOP BRAND SKINCARE FOR DEEP DISCOUNTS!!!  FOR ALL THE BIG NAME BRAND LOVERS YOU CAN FIND SOME FANTASTIC DEALS BELOW:

TJ MAXX - CLINIQUE (THEY HAVE SKINCARE SETS!!) , LANCOME AND ELIZABETH ARDEN AND ROBANDA

COSMETIC COMPANY STORE - The Cosmetics Company Store is a Estee Lauder brands outlet store. It carries Estee lauder, Prescriptives, MAC, Origins, Clinique, Bobbi Brown and Flirt.   They sell at around a 30% discount and most of it is discontinued limited edition items.   In addition,  you can find great buys in Skincare!  Prescriptives, Estee Lauder, Clinique and Origins(One of my favorities!) are top Skincare lines so, this will be a great place to find great deals! .


QVC -  FOR A LIST OF ALL OF THEIR BRANDS AND SPECIALS CLICK ON LINK BELOW
 

HSN  -FOR A LIST OF ALL OF THEIR BRANDS AND SPECIALS CLICK ON LINK BELOW
http://beauty.hsn.com/?o=!TNBS&cm_sp=Global*TN*Beauty&prev=hp&sf=BS&osf=BS

EBAY - Absolutely great place to find all your favorite top brands for deep discounts.  Make sure when you receive your purchase please check to see that it is not open and it is authentic.  NO MADE IN CHINA PRODUCTS!!!


USE YOUR INSURANCE - GO TO DERMATOLOGIST - YOUR INSURANCE MIGHT PAY FOR TREATMENTS FOR ACNE, ROSACEA, ETC.

FLEA MARKETS - ARE A GREAT PLACE TO FIND AVON SKINCARE AND OTHER TOP BRAND PRODUCTS.  AGAIN MAKE SURE THEY ARE NOT USED AND NO NO NO MADE IN CHINA!!!!!

www.beautysteals.com
designer skincare and makeup at deep discounted prices

www.pinkdiscount.com

JOCELYN LA DIVA

SKINCARE DOESN'T HAVE TO BREAK THE BANK!

HONEY REALITY CHECK - YOUR MAKE-UP/FOUNDATION WILL NEVER LOOK GOOD IF YOU DON'T TAKE CARE OF YOUR SKIN!  YOUR SKIN ON YOUR FACE IS THE MOST IMPORTANT THING YOU SHOULD TAKE CARE OF WHEN IT COMES TO OUTER BEAUTY. 

AS A MAKE-UP ARTIST  FOR MANY MANY YEARS I HAVE WORKED WITH TOP COSMETIC COMPANIES SUCH AS LANCOME, PRESCRIPTIVES, CHRISTIAN DIOR, BOBBI BROWN, SMASHBOX AND SOME OTHERS.

TALKING TO CUSTOMERS AND TRYING DIFFERENT PRODUCTS MYSELF I CAN TELL YOU WHAT IS WORTH THE MONEY AND WHAT IS NOT.  IN ADDITION,  ALTERNATE OPTIONS OF TAKING CARE OF YOU SKIN RIGHT AND KEEPING YOU FROM BREAKING THE BANK.

I WANT TO SHARE WITH  YOU SOME OF MY FAVORITE PRODUCTS THAT WORK GREAT AND ARE CHEAP IN PRICE NOT IN QUALITY.  THEY ARE ALSO AWARD WINNING BEST OF BEST SKINCARE PRODUCTS.

FIRST YOU GOT TO GET A GOOD CLEANSER!

MY TWO FAVORITES AND ARE BOTH UNDER $7 BUCKS!

AVEENO CLEANSING PADS!!!

CETAPHIL CLEANSER

FOR ON THE GO CLEANSER AND TO WIPE OFF THAT MAKE-UP - BABY WIPES ARE GREAT THEY ARE GENTLE FOR YOU SKIN AND MANY OF THEM HAVE ALOE.   ALWAYS KEEP SOME IN YOUR OVERNIGHT BAGS, CAR AND IN YOUR BATHROOM.

EYE MAKE-UP REMOVER - I HAVE TRIED ALL THE SUPPOSE TO BE BEST REMOVERS!  THE BEST HAS TO BE THE CVS BRAND! YUP I SAID IT CVS!!! OIL-FREE BLUE IN A BOTTLE EYE MAKE-UP REMOVER IT REALLY CAN STAND NEXT TO LANCOME'S EYE MAKE-UP REMOVER.




TONER IS NOT A MUST MUST HOWEVER, IT CAN BALANCE YOUR PH ON YOUR SKIN AND IT ALSO GETS RID OF THE CLEANSER RESIDUE AND ANY ADDITIONAL DIRT YOU MISSED.

NO NEED FOR ANY FANCY TONERS - LISTEN TO ME LADIES!!!!  WITCH HAZEL!!! IS THE BEST! FOR OILY OR NORMAL TO COMBINATION

LEAVES SKIN SMOOTH AND NOT DRY.

I SOOOOO BELIEVE IN USING SERUMS!  WHY? BECAUSE SERUMS ARE USED UNDER YOUR DAILY MOISTURIZER AND NIGHT CREAM.  THEY ARE THINNER IN CONSISTENCY AND PENETRATE THROUGH THE SKIN TO WORK FROM THE INSIDE OUT.  THEY CAN REALLY MAKE A DIFFERENCE IN MAXIMIZING THE BENEFITS OF YOUR MOISTURIZER AND NIGHTCREAM.  UNFORTUNATELY,  SERUMS CAN BE COSTLY SO MANY SKIP THIS IMPORTANT STEP.  HERE ARE SOME OPTIONS TO GETTING A GREAT WORKING SERUM FOR A STEAL!

Olay Regenerist Daily Regenerating Serum $17.00

Aveeno Positively Ageless Rejuvenating Serum, $18.00











ANOTHER SUPER IMPORTANT PART OF YOUR FACE THAT YOU SHOULD ALWAYS, ALWAYS ARE YOUR EYES!!  YOUNG LADIES YOU SHOULD START WEARING THIS AS YOUNG AS YOU CAN!  THE FIRST WRINKLES THAT COME OUT ARE THE ONES FROM THE EYE AREA.  THIS IS A VERY DELICATE AREA THAT SHOULD BE TAKEN CARE OF. NOTE! REMEMBER APPLY WITH RING FINGER AND AROUND THE BONE AREA OF EYE  - NOT RIGHT UNDER EYE - CIRCLE AROUND THE BONE OF EYE! F

Burt's Bees Radiance Eye Creme, $15 - FOR BRIGHTENING

VASELINE WITH VITAMIN E OIL

I HAVE HEARD SOOO MANY PEOPLE TELL ME THIS AND ESPECIALLY FOR DRY EYE FOLKS!  $CHEAP!

RoC Retinol Correxion Eye Cream ($19.99) helps diminish crow's-feet in as little as a month

Garnier Nutritioniste Skin Renew Anti- Puff Eye Roller Gel ($12.99)

ANEW CLINICAL Eye Lift $28.00

FOR ALL OVER FACE MOISTURIZER WITH SPF!!!!  SPF IS A MUST FOR WOMEN OF ALL COLORS!!!!!!!!!!!!!!!!!!!!!!  THAT MEANS YOU OLIVE AND DARK SKIN BEAUTIFUL WOMEN!!!!

Olay Complete All Day Moisture Lotion SPF 15 Sensitive Skin ($8.99) - MY GRANDMOTHER USED THIS HER ENTIRE LIFE!!! SHE WAS IN HER LATE 80S WHEN SHE DIED AND YOU KNOW WHAT - GOD BLESS HER SOUL!  SHE HARDLY HAD ANY WRINKLES.  THE NURSES IN THE HOSPITAL WERE IN AWWW ABOUT HER GREAT SKIN!

La Roche-Posay Anthelios SX Daily Moisturizing Cream with Sunscreen SPF 15, $28

THIS IS FOR SENSITIVE SKIN.  IT HAS SPF AND MEXORYL (MOST EFFECTIVE FILTER TO PROTECT AGAINST SHORT UVA RAYS!)

ANEW - REJUVENATE, REVERSALIST AND ULTIMATE WITH SPF.  $30 TO $34 DOLLARS

L'Oreal Advanced RevitaLift Complete Day Cream SPF 15, 1.7 oz

$14
 
 
 
 
 
 
 
 
 
 
 
FOR NIGHT TIME MAKE SURE YOU ALSO PUT ON A NIGHT CREAM IT IS GIVES YOU ADDED BENEFITS TO THE SKIN WHILE IT IS A REST.  IT WORKS ALL NIGHT LONG TO REJUVENATE AND HYDRATE YOUR SKIN.
 

MARIO BADESCU Seaweed Night Cream - $20 - SOLD AT NORDSTROMS OR ONLINE!!  MANY CELEBRITIES USE THESE PRODUCTS!!!
 
 
 
 
 
 
 

La Roche-Posay Nutritic -BEST INEXPENSIVE NIGHT CREAM FOR DRY SKIN $27

 
 
 
 
 
 
 
 
 
 
 
 

Olay Regenerist Night Recovery Moisturizing Treatment 1.7 oz  $20
 
 
 
 
 
 
 
 
 
 
TO BE CONTINUED.... 
 
NEXT ANTI -AGING, ACNE AND OTHER SKINCARE TREATMENTS.  ALSO,  WHERE YOU CAN GO BUY TOP SKINCARE WITH DEEP DISCOUNTS AND OTHER BUDGET TRICKS FOR YOUR SKIN!
 
JOCELYN LA DIVA

Through the Trenches in April!

The Classic Trench Coat!  Everyone woman should own a trench coat!   These sexy coats look good on all shapes and sizes.  To update your trench for the your April showers!  Over the knee boots, bangles, oversized handbag, see through dome umbrella with any color trench coat.  Lots of discount stores offer great buys on this wardrobe must.    The Hottest Trends in Trenches this season is COLOR or DENIM.

You can wear this coat by itself - as a sexy sexy dress ;),  on top of a dress, t-shirt and jeans,  White Tee and Jean Leggings!  With Heels, Rain Boots, Pumps and/or Leather boots.

http://www.amazon.com/Bubble-Umbrella-Clear-Umbrellas-Great/dp/B00285Q3H4

Dome See Through Umbrella $18 Bucks!

Check out these links on some great prices on trench coats - All for under $60 bucks:

http://oldnavy.gap.com/browse/product.do?searchCID=26519&pid=730322&scid=730322002&vid=-1

$50.00 OLD NAVY

http://www.overstock.com/Clothing-Shoes/DKNY-Womens-Belted-Rain-Coat/4379839/product.html

$55.99 DKNY Overstock.com

http://www.amazon.com/Jolt-Juniors-Solid-Swing-Trench/dp/B002ZG7L0O/ref=sr_1_18?ie=UTF8&s=apparel&qid=1270329695&sr=8-18

$33.60  Amazon.com

http://www.amazon.com/Chadwicks-Casual-Trench-WHITE-M/dp/B0039VW2YO/ref=sr_1_35?ie=UTF8&s=apparel&qid=1270329792&sr=8-35

$34.99 Chadwicks - BEST BUY!!!!! 

http://www.target.com/Merona-Short-Trench-Coat-Butterfield/dp/B002M3CHZO/ref=sr_1_26?ie=UTF8&searchView=grid5&qid=1270329924&frombrowse=0&fromGsearch=true&node=1038576%7C1287991011&keywords=trench%20coat&searchSize=30&id=Merona%20Short%20Trench%20Coat%20Butterfield&searchBinNameList=purchasing_channel%2Csubjectbin%2Ctarget_com_age%2Ctarget_com_gender-bin%2Ctarget_com_character-bin%2Cprice%2Ctarget_com_primary_color-bin%2Ctarget_com_size-bin%2Ctarget_com_brand-bin&searchNodeID=1038576%7C1287991011&searchRank=target104545&sr=1-26&searchPage=1

$27.99 Target

http://www.target.com/Mossimo-Black-Satin-Trench-Jacket/dp/B002L60TMA/ref=sr_1_19?ie=UTF8&searchView=grid5&qid=1270329995&frombrowse=0&fromGsearch=true&node=1038576%7C1287991011&keywords=trench%20coat&searchSize=30&id=Mossimo%20Black%20Satin%20Trench%20Jacket&searchBinNameList=purchasing_channel%2Csubjectbin%2Ctarget_com_age%2Ctarget_com_gender-bin%2Ctarget_com_character-bin%2Cprice%2Ctarget_com_primary_color-bin%2Ctarget_com_size-bin%2Ctarget_com_brand-bin&searchNodeID=1038576%7C1287991011&searchRank=target104545&sr=1-19&searchPage=2

$31.99 Target

So Fab On Budget And in the rain!

Jocelyn La Diva

You Can Still Get It! LAYAWAY & EASY PAY!!

You want that LCD 47" TV or the New Dooney n Bourke Bag.  Oh, the Fabulous Leather Chair that would go perfect with your living room set.  Oops you are on a budget and are strapped for CASH.  NO PROBLEM!!!!  Say Hello to TJ MAXX, MARSHALLS, AJ WRIGHT, KMART, BURLINGTON COAT FACTORY AND SEARS FOR LAYAWAY PLANS.  KMART HAS ONLINE LAYAWAY TOO!! QVC AND HSN FOR EASY PAYMENTS WITH NO CREDIT CHECK!!!

MY FAVS HAVE TO BE QVC AND HSN.  YOU GET THE PRODUCT IMMEDIATELY AND THEY GIVE YOU FROM FOUR TO FIVE EASY PAYMENTS.  QVC AND HSN HAVE GREAT PRODUCTS!!! 

I recently purchased a Pink DELL 17.3" Laptop w/Windows 7 with all the bells and whistles (i.e. McAfee for 3 yrs., Adobe Photoshop 8, Microsoft  Office, 4GB RAM, 500 GB HD, 9Cell) All for $999 with free shipping!  And they gave me 5 EASY PAYMENTS!!! $200 a  month for five months!!!!!  No INTEREST AND NO CREDIT CHECK!!!

They both have easy pay for many different items.  (i.e. cosmetics, pot sets, Jewelry, Handbags, etc.)

http://www.qvc.com/  and http://www.hsn.com/
Now as for Layaway.  I think this is a great way to get the hot Seven Jeans with the Michael Kors Pumps and a Yellow Bright Leather Handbag.  This you want for the Spring and don't want to take the chance for it to be gone.  Or you don't have all the cash to purchase So Thank God for the Layaway Plan!  It's your kid's birthday and they want the Hot New Toys and you don't have it to get it right away.  Toys R Us offers Layway!!!!!

Also, no need to step out of the comfort of your home with ONLINE LAYAWAY offered by KMART!!!!  They have thousands of items to choose from! 

Below are the stores that provide Layaway Plans and their Policies.

At TJ Maxx, a 10 percent down payment is required, and some items are excluded (such as jewelry and clearance items). There is a nonrefundable service fee—in most cases, $5. The term is 30 days.

At Marshalls, the layaway plan is also 10 percent down, $5 fee and 30 days.


Burlington Coat Factory

Layaway Policy*


60 day layaway, 90 day Baby Depot (See store for details)
20% deposit, additional payment of 20% due within 14 days. Final payment due on pickup
$5.00 (plus tax where applicable) non-refundable service fee
$10.00 (plus tax where applicable) cancellation fee upon any change to layaway or if layaway is returned to stock
Merchandise returned from a completed layaway will receive a gift card
Refunds of layaway deposits and payments will receive a gift card

Kmart.

Layaway Policy


• A  Layaway contract is eight (8) weeks.

• The Initiation Fee on all new Layaway contracts is $5*

• $15 or 10% down payment (whichever is greater) is collected when merchandise is put into Layaway

• The Cancellation Fee on all new Layaway contracts is $10*

• The bi-weekly (every two weeks) payment schedule for all new Layaway contracts is 25% of the original balance due

• As long as the payments are made on time, the merchandise will be held for you

• Layaway merchandise will be returned to stock seven (7) days after a missed payment*


As For ONLINE Layaway - It is soo simple!
Look for LAYAWAY Icon on Items Online.  Make convenient payments online over an eight week period.  Then pick up anytime at location you selected during checkout!

SEARS
Layaway Fast Facts



• A Layaway contract is 8 weeks (except for fine jewelry which is 26 or 52 weeks)


• The Initiation Fee on all new Layaway contracts is $5*


• $15 or 20% down payment (whichever is greater) is collected when merchandise is put into


Layaway


• The Cancellation Fee is $10*


• Bi-weekly (every two weeks) payments are required


• Sears Layaway Program is available in Sears Full Line, Sears Hardware, Sears Grands,


Sears Essential Stores, Sears.com (not available in Automotive, Outlet Stores)


• Layaway merchandise will be returned to stock seven (7) days after a missed payment*


Unauthorized Merchandise


The following merchandise cannot be put in Layaway:


• Clearance Merchandise


• Home Appliances


• Automotive Merchandise


• Consumables


• Doorbusters/Early Open Specials


• Licensed Business (i.e. Optical, hearing aids, etc.)


• Gift Cards


• Beer and wine


• Flammable products and fuel


• Food and other perishable merchandise


• Live plants and horticulture


• Oil and chemical based products


• Photo Finishing and Portrait Studio pictures


• Chemicals


• Gas additives


• Magazines


• Paint thinner


• Pool chemicals


• Cellular phones and beepers

TOYS R US AND BABIES R US

The Layaway program is available only at Toys"R"Us and Babies"R"Us stores.

A deposit of at least 20% of the total price of your order plus all applicable taxes, a $10 service fee and shipping charges are due when the merchandise is put into layaway. You may make additional payments at any time, but 50% of the total price of your order must be paid within 45 days and the total price of your order must be paid within three (3) months or ninety (90) days. In Maryland, the service fee is limited to $1 for goods $500 or less and $5 for goods over $500.


ENJOY YOUR SHOPPING ON PAYMENTS!!!!!

SO FAB ON A BUDGET!!!!

WOOT! WOOT!

Check out this great website for GREAT bargains!!

http://www.woot.com/

The other day they had a DYSON for $279 dollars!! Brand New!

Everyday they have a woot!  A Deal A Day.